Logo
    Logo
    • Partner With Us

    Guide.
    Grow. Prosper.

    Your trusted financial partner with over 21 years of expertise in loans and finance. We simplify the loan process, provide transparent guidance, and help you achieve your personal and business dreams. Whether it's your first home, business expansion, or personal needs – we ensure you get the best loan solutions at the best rates.

    Best rates. Real savings.
    illustration

    Best Rates.
    Trusted Support.

    We deliver competitive loan interest rates tailored to your goals. Our team compares options across leading financial institutions to secure the best deal for you — with zero hidden charges and full transparency. Get expert guidance every step of the way and experience stress-free loan approval.

    Your dream, our best rate — guaranteed.
    illustration
    Image Not FoundImage Not Found
    About Us

    Empowering Your Financial Confidence

    At JeruCap, we don't just provide loans – we provide confidence. With decades of banking experience, we are committed to making finance simple, transparent, and stress-free.

    Deepak MJ

    CEO & Founder
    Image Not Found
    • License icon
      %
      Customer Satisfaction
    • Global icon
      +
      Worldwide Clients
    Image Not FoundImage Not Found
    Shape

    What we do

    Excellent service and support for you

    What Drives Us icon

    What Drives Us

    To deliver transparent, reliable, and customer-first financial guidance that empowers our clients to make informed decisions with confidence.

    A Future Where Finance is Simple icon

    A Future Where Finance is Simple

    Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

    Principles That Guide Us icon

    Principles That Guide Us

    Prevailed always tolerably discourse and loser assurance creatively coin applauded more uncommonly. Him everything trouble

    WHY CHOOSE US

    Why Choose
    JeruCap?

    With over two decades of experience in banking and finance, we bring unmatched knowledge and insights to help you make the best financial decisions for your future.

    As trusted partners with top financial institutions, we provide access to a wide range of loan products with competitive interest rates and flexible terms.

    We believe in complete transparency—no hidden charges or surprises. Our commitment is to secure the best possible interest rates for your loan needs.

    From initial consultation to loan disbursement and beyond, we provide tailored guidance that matches your unique financial situation and goals.

    Experience smooth, efficient loan processing with minimal documentation. Our team provides continuous support throughout your loan journey and beyond.

    Image Not Found
    Shape

    Our Process

    Simple Steps to Get
    Your Loan

    Thumb01

    Enquiry

    Tell us your need.

    Thumb02

    Assessment

    We evaluate your eligibility.

    Thumb03

    Bank Selection

    Match you with the best lender.

    Thumb04

    Sanction & Disbursement

    Fast & secure processing.

    Thumb05

    Continuous Support

    We’re with you, always.

    Shape
    Shape
    Logo
    Trusted Guidance, Transparent Process, Tangible Growth.

    With over 21 years of expertise in loans and finance, we help you achieve your personal and business dreams through transparent, reliable financial solutions.

    21+

    Years Experience

    9600+

    Happy Clients

    Quick Links

    • Home
    • About Us
    • Contact Us

    Our Services

      Get In Touch

        © 2026 Jerucap All Rights Reserved v1.1.2

        • Powered by Riolabz

        OUR SERVICES

        Services We're offering

        Home Loans
        Home Loans icon

        Home Loans

        • -Drive home your dream car without hassle.
        • -Financing covering up to 100% of on-road price of the car.
        • -Flexible repayment tenure, typically 1 to 7 years (new car)
        • -Quick and simpler sanction process
        Read More
        Car Loans
        Car Loans icon

        Car Loans

        • -Drive home your dream car without hassle.
        • -Financing covering up to 100% of on-road price of the car.
        • -Flexible repayment tenure, typically 1 to 7 years(new car)
        • -Quick and simpler sanction process
        Read More
        Loan Transfers / Balance Transfers
        Loan Transfers / Balance Transfers icon

        Loan Transfers / Balance Transfers

        • -Switch to better rates for your existing loans.
        • -Quick and simpler sanction processing to the user
        • -Transfer your existing loan to a lender offering lower interest rates and better terms.
        •  
        Read More
        Educational Loans
        Educational Loans icon

        Educational Loans

        • -Invest in your future with easy, flexible education funding.
        • -Available for both studies in India and abroad.
        • -Repayment tenure up to 15 years or more after course completion or employment.
        Read More
        Loan Against Property (LAP)
        Loan Against Property (LAP) icon

        Loan Against Property (LAP)

        • -Unlock the value of your property easily.
        • -Unlock high-value funding by pledging your residential or commercial property
        • -Repayment tenures extended up to 15-20 years to keep EMIs manageable.
        •  
        Read More
        Top-up Loans
        Top-up Loans icon

        Top-up Loans

        • -Additional funds made simple for your convenience.
        • -Access additional funds over your existing home or personal loan with ease.
        • -One EMI for both loans — simplifying your repayment burden.
        Read More
        Personal Loan
        Personal Loan icon

        Personal Loan

        • - The personal loan interest rates varies between 8.75% p.a. and 44% p.a
        • - Quick and simpler sanction processing to the user
        • - Get personal loans of up to Rs.40 lakh & above with flexible tenures of up to 6 years.
        Read More
        Business Loan
        Business Loan icon

        Business Loan

        • - Easy access to funds: Applying for a business loan gives easy access to funds at a competitive rate of interest for business expansion and growth.
        • - Improved cash flow: Getting a buisness loan improves the cash Improved cash flow: Getting a buisness loan improves the cash flow in the business.
        • - Tax Benefits: The interest paid on a business loan is often comes with tax benefits as a business expense. This can reduce your taxable income, potentially lowering your overall tax liability and making the loan a more affordable financing option. 
        Read More

        Compare & Choose

        Interest Rates

        We bring you the latest interest rates from top banks & NBFCs, so you always get the best deal for your loan needs.

        Home Loans

        Home Loans

        Starting from competitive rates across top banks

        7.10% p.a.

        • SBI Home Loan – 7.10% p.a. to 8.45% p.a.
        • BOB Home Loans- 7.45 pa to 8.05% p.a.
        • HDFC Home Loans – 7.20% p.a. to 13.20% p.a.
        • Axis Bank Home Loans-  7.25 p.a. to  13.50% p.a.
        • BOI Home Loans- 7.60% p.a to 8.55% p.a.
        • LIC Home Loans-  7.15% p.a. Onwards.
        • Sundaram Finance Home Loans- 8.75% p.a. to 10.50% p.a.
        • Kotak Mahindra Home Loans- 7.70%.p.a. onwards
        • Union Bank Home Loan – 7.15% p.a. onwards
        • Punjab National Bank (PNB) Home Loan – 7.90% p.a. onwards
        • PNB Housing Home Loan – 7.90% onwards
        *Subject to approval
        Car Loans

        Car Loans

        Drive your dream car home with easy financing

        7.40% p.a onwards.

          • Indian Overseas Bank- 7.40% p.a. Onward
          • Uco Bank- 7.45% p.a. Onward
          • Federal Bank- 8.25% p.a. Onward
          • Bank Of Baroda- 7.90% p.a. onwards
          • State Bank of India – 8.70% p.a Onwards
          • HDFC Bank- 9.00% p.a. onwards (Rack Interest)
          • Axis Bank- 8.80% p.a. onwards
          • ICICI Bank- 9.15% p.a. onwards
          • IDFC First Bank – 9.99% p.a.
          • Jammu and Kashmir Bank – 9.20% p.a onwards
          • Canara Bank – 7.70% p.a onwards
          • South Indian Bank- 8.75% p.a. onwards
          • Bank Of India- 7.60% p.a. onwards
        *Subject to approval
        Loan Transfers / Balance Transfers

        Loan Transfers / Balance Transfers

        Lower your existing loan rates and save more

        7.10% p.a.

        • As low as 7.10% p.a.
        • Varies by profile & bank
        • Save on interest costs
        • Quick processing
        *Subject to approval
        Educational Loans

        Educational Loans

        Starting from competitive rates across top banks

        6.90% p.a.

        • State Bank of India Education Loan – 6.90% p.a. to 9.90% p.a..
        • Bank Of Baroda- 6.85% p.a. to 11.40% p.a.
        • Central Bank of India Education Loan – 7.55% p.a. to 10.25% p.a.
        • Punjab National Bank Education loan – 7.75% p.a. to 12.35% p.a.
        • Canara Bank Education Loan – 8.00% p.a. to 10.85% p.a.
        • IDFC FIRST Bank Education Loan – 9.50% p.a. onwards
        • HDFC Bank- 10.50% p.a. onwards
        • ICICI Bank- 8.50% p.a. to 10.25% p.a.
        • Axis Bank- 7.45% p.a. to 13.00% p.a.
        • Bank Of India- 1 year+ RBLR+7.70% p.a.to 1 year+ RBLR+2.50
        • Uco Bank- 7.50% p.a. to 11.20% p.a.
        • Federal Bank- 11.25% p.a. to 15% p.a.
        • Kotak Mahindra Bank- Maximum up to 16% p.a.
        • IDBI Bank- 9.10% p.a. to 10.40% p.a.
        • Bank Of Maharashtra- 8.05% p.a. onwards 10.70% p.a. onwards
        *Subject to approval
        Loan Against Property (LAP)

        Loan Against Property (LAP)

        Unlock the value of your property with ease

        7.75% p.a.

        • Starting from 7.75% p.a.
        • High loan amounts
        • Flexible repayment
        • Minimal documentation
        *Subject to approval
        Top-up Loans

        Top-up Loans

        Quick funding for all your personal needs

        10.50% p.a.

        • From 10.50% p.a. onwards
        • No collateral required
        • Fast approval & disbursal
        • Flexible loan amounts
        *Subject to approval
        Personal Loan

        Personal Loan

        Starting from competitive rates across top banks

        8.75% p.a.

        • HDFC Bank– 10.85% p.a. to 21% p.a.
        • Kotak Mahindra Bank - 10.99% - 16.99% p.a.
        • IDFC First Bank - 10.99% p.a.
        • IndusInd Bank - 10.49% p.a.
        • Tata Capital - 11.99% - 29.99% p.a.
        *Subject to approval
        Business Loan

        Business Loan

        Starting from competitive rates across top banks

        10.23% p.a.

        • HDFC Bank– 10.75% p.a. to 22.50% p.a.
        • Kotak Mahindra Bank - upto Rs.1 Crore
        • Federal Bank SME Loans - 11.60% - 17.35% p.a.
        • Standard Chartered Bank - 17.25% p.a. onwards
        • Tata Capital - 12% - 19% p.a.
        *Subject to approval